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From earning to legacy: how today’s NIL athletes can become tomorrow’s wealth builders

  • Post author:Serges Himbaza
  • Post published:April 6, 2026
  • Post category:Uncategorized
  • Post comments:0 Comments

Let's put the development of Name, Image, and Likeness income in a historical context for a moment. For most of the history of college athletics, the athletes who generated billions…

Continue ReadingFrom earning to legacy: how today’s NIL athletes can become tomorrow’s wealth builders

Money shame is real — and it’s making the wealth gap worse

  • Post author:Serges Himbaza
  • Post published:April 3, 2026
  • Post category:Uncategorized
  • Post comments:0 Comments

Here is something that almost never gets said in financial literacy conversations: Knowing what to do with money and actually doing it are two different problems. And for a lot…

Continue ReadingMoney shame is real — and it’s making the wealth gap worse

The 15 cents problem: why the racial wealth gap doesn’t fix itself

  • Post author:Serges Himbaza
  • Post published:April 1, 2026
  • Post category:Uncategorized
  • Post comments:0 Comments

Fifteen cents. For every dollar of wealth held by white households in the United States, Black households hold fifteen cents. That number comes from decades of data. And here is…

Continue ReadingThe 15 cents problem: why the racial wealth gap doesn’t fix itself

Wealth isn’t what you earn — it’s what you keep: NIL and long-term money habits

  • Post author:Serges Himbaza
  • Post published:March 30, 2026
  • Post category:Uncategorized
  • Post comments:0 Comments

There's a pattern that shows up in the research on wealth and race, and it's uncomfortable to talk about directly. So let's talk about it directly. Across comparable income levels,…

Continue ReadingWealth isn’t what you earn — it’s what you keep: NIL and long-term money habits

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Onyx Black Wealth Collective is a public charity recognized as tax-exempt by the IRS under Section 501(c)(3).